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Mortgage Calculator

A mortgage calculator for every need


Calculate your monthly mortgage repayments, your fees and find out how much you could borrow.

Whether you are remortgaging or taking out your first homeloan, our range of free mortgage calculators will help you to get the most out of your budget. Compare deals by calculating the monthly mortgage repayments you may need to make. You can also work out how much of a dent any fees and charges could make in your finances.

Each mortgage calculator is simple to use and should help you to keep on top of your finances when looking for a new deal. Choose from the following list:

Mortgage rate calculator
First-time-buyer calculator
Buy-to-let mortgage calculator

These calculators will help you to work out your monthly repayments, however if you would like to calculate the overall cost of any deal you are considering, you should download our free Mortgage fees calculator. This allows you add up all the fees associated with any mortgage deal to reveal the overall cost of the deal.

Although these mortgage calculators will give you a rough idea of the likely costs of any deal you are considering, it may be sensible to consult an adviser for more specific information.

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Mortgage Rate Calculators

mortgage rate calculator

Use this Java mortgage rate calculator to compare mortgages by calculating the monthly repayments according to the product interest rate. You can make this as simple or as complex as you like by including factors such as making lump sum overpayments or taking payment holidays. The calculator will give you a breakdown of how this will affect your repayments, as well as the term of your mortgage.

Or use this more simple mortgage rate calculator to work out what the basic monthly payments will be on a repayment mortgage or an interest-only deal. You can also see the total amount you will end up repaying to the lender over the term of the mortgage.

First Time Buyer Calculator

first time buyer calculator
Our first time buyer mortgage calculator is designed to give you an idea of how much you will be able to borrow for your first mortgage. Simply enter your income (plus a second, if you are buying with someone else) and click calculate. The tool will give you an idea of the typical loan amount for your income, along with an indication of the highest amount you may be able to access.

Buy to Let Mortgage Calculator

Buy to Let Mortgage Calculator

This buy to let mortgage calculator can be used to work out the recommended rental income on your buy-to-let property. Simply enter how much you want to borrow, along with the interest rate on your chosen deal. The tool will calculate the rental income you will need to enable you to borrow this amount, as well as the rental income at 20% and 30%.


More Useful Tools


Property price predictor
Mortgage fees calculator
Mortgage fees table
Best buy tables
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Calculate Your Mortgage Fees


Photo of Pauline McCallion, Editor of Your Mortgage Magazine
To see the true costs of each mortgage deal, you will need to add the cost of all the fees involved to the cost of your repayments.
You can do this by downloading our Mortgage Fees Calculator.
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More Mortgage Calculators



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