Mortgage calculators

Use this Java mortgage rate calculator to compare mortgages by calculating the monthly repayments according to the product interest rate. You can make this as simple or as complex as you like by including factors such as making lump sum overpayments or taking payment holidays. The calculator will give you a breakdown of how this will affect your repayments, as well as the term of your mortgage.

Or use this more simple mortgage rate calculator to work out what the basic monthly payments will be on a repayment mortgage or an interest-only deal. You can also see the total amount you will end up repaying to the lender over the term of the mortgage.

Our first-time buyer mortgage calculator is designed to give you an idea of how much you will be able to borrow for your first mortgage. Simply enter your income (plus a second, if you are buying with someone else) and click calculate. The tool will give you an idea of the typical loan amount for your income, along with an indication of the highest amount you may be able to access.

This buy-to-let mortgage calculator can be used to work out the recommended rental income on your buy-to-let property. Simply enter how much you want to borrow, along with the interest rate on your chosen deal. The tool will calculate the rental income you will need to enable you to borrow this amount, as well as the rental income at 20% and 30%.

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