First-time buyers

First-time buyer mortgages have been hard to secure recently, as anyone looking to get on the property ladder will know.

But there are first-time buyer mortgages on the market aimed squarely at you, so don’t despair. Mortgage lenders usually require bigger deposits from first-time buyers than they did in the past, but many have specific solutions which allow families to help out.

The Government also offers assistance in the form of first-time buyer schemes such as Help to Buy, Firstbuy and NewBuy. explains the details of first-time buyer mortgages, as well the latest relevant mortgage news.

Use our mortgage calculators to work out how much you can afford to borrow and how much you can expect to pay to a lender for your mortgage.

And if you are feeling bewelidered or need a helping hand, just click here and an independent, fee-free mortgage adviser will contact you to discuss your needs.



Trade body predicts ‘gentle slowing’ of mortgage lending

Gross mortgage lending in August reached £18.6bn with predictions of a ‘gentle slowing’ of the market in months to come.

The Bank of England

MPC duo maintain call for interest rate hike

Two members of the Bank of England's Monetary Policy Committee again voted to raise rates this month, minutes from the latest meeting show.


London house prices up a fifth in 12 months

House prices in London have risen by almost 20% in the last year, figures released by the Office for National Statistics have shown.


Autumn asking prices up 0.9%

The autumn property market has leapt back into life after the summer lull with a 0.9% monthly increase in asking prices in September.


Halifax latest lender to join rate war

Halifax Intermediaries has become the latest brand to reduce its mortgage rates as competition between lenders hots up.

World Class Norfolk campaign

Financial services failing to connect with younger generation

People born after 1980 are twice as likely to turn to their parents for financial advice (48%) than to their bank (24%).


London house prices zoom ahead

House price growth in London continues to outpace the rest of the country, with the price gap now the biggest in almost two decades.


Homebuilder Barratt reports 100% increase in profits

Barratt Developments has reported a rise in profit before tax of more than 100%, to £390.6m, in its full year results.


Mortgage lending up 9% in MMR quarter

Gross lending in Q2 increased by 9% against the previous three months to £51.5bn - the highest amount advanced in a second quarter since 2008.


Heat in summer housing market expected to cool down

The price of UK property grew by 3% in the three months to August, figures from the Halifax house price index have revealed, although there have been warnings about future growth prospects.


Precise refreshes residential mortgage range

Precise Mortgages, the specialist lender, has launched its residential mortgage range in preparation for what it expects to be a ‘busy end' to 2014.


Loan-to-income cap will make ‘marginal difference’

The introduction of the Bank of England’s loan-to-income caps will make just a ‘marginal difference’ to the mortgage market, according to experts.


Estate agents feel the heat as new firms open doors to buyers

Competition among estate agents is hotting up as property market conditions continue to improve bringing a surge in new offices opening their doors.

Post Office

Post Office unveils exclusive branch range

Post Office has launched an exclusive in-branch range which includes a two-year fixed rate mortgage at 2.58% up to 75% loan-to-value, free of any product fees.

first-time buyer mortgage

Help to Buy equity loan completions near 30,000

The government's Help to Buy equity loan scheme has helped just under 30,000 households purchase a property since it launched 15 months ago, statistics have shown.

Page 1 of 98

Speak to an adviser

Free expert mortgage advice


Follow the link below to fill in our simple 3 step form and you will be contacted by a qualified mortgage adviser who will help you with your requirements.


Mortgage best buys


Compare the latest mortgage rates using our compare
mortgages tool


Use our easy-to-use mortgage calculators to find out how much you could borrow and calculate your monthly repayments

Ask Paula

Ask Paula


If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

Your Mortgage today


Mortgage best buys

Compare the latest mortgage rates
using our compare
mortgages tool.

Your Mortgage guides

Your Mortgage Awards

awards rondel 2013

Widely regarded as the UK's definitive consumer mortgage awards, for 22 years the Your Mortgage Awards have recognised and rewarded those lenders and providers that have offered the very best products and services to mortgage borrowers over the preceding 12 months.

Connect with

Sign up for our weekly email alerts

Recieve up-to-date news directly into your inbox from us

Your Money Logo

Make the most of your money from investments, savings, retirement and financial planning.

Get expert opinions, top tips, all the latets news, videos, guides etc