Where am I? > Home > Government schemes

Government schemes

If you are a first-time buyer struggling to get onto the property ladder, a council tenant or a member of the armed forces looking to buy a home, help from Government may be available.

There are a number of government housing schemes, ranging from NewBuy to Firstbuy to Right to Buy, which offer a range of loans and discounts to eligible citizens.

Note that you will alwys have to go via an intermediary and take mortgage advice before gainign access to a Government scheme.

It makes particular sense to listen to mortgage advice in these circumstances, as these schemes tend to be relatively complicated.

You might want to use our mortgage calculators before you start, to find out how much you can afford to borrow overall, and what your mornthy mortgage repayments might be.

Bank of England artwork

Govt scheme hasn't reduced borrowing rates enough

Mortgage borrowers have benefited less from Funding for Lending than economists expected, the latest Monetary Policy Committee minutes have revealed.

money-in-hands

Mansfield unveils 95% LTV shared ownership range

Mansfield Building Society has launched a range of shared ownership mortgages aimed at first-time buyers.

property-money

Barclays withdraws five-year Help to Buy product

Barclays is to withdraw one of its Help to Buy products after less than two months and cut the rate on another mortgage which is part of the government backed scheme.

scotland-flag-and-buildings-web

Scottish govt launches £120m response to Help to Buy

The Scottish government has unveiled plans for a new shared equity programme in response to the UK government’s Help to Buy scheme.

Welsh flag set against blue skies

Welsh govt urged to keep first-time buyer scheme

The Council of Mortgage Lenders has urged the Welsh mortgage industry to keep its first-time buyer scheme despite the arrival of Help to Buy.

mervyn-king-boe

Mervyn King issues government Help to Buy warning

Outgoing Bank of England governor Mervyn King has issued a warning to government over its flagship Help to Buy scheme.

obama44

Obama paying 5.625% for mortgage

Barack Obama is paying over the odds for his own mortgage.

taylor-wimpey-house-minus-firstbuy

Developers use Government schemes to downplay asking prices

Property developers are using Government help for buyers to market new build houses at 80% of their actual price.

Hands covering a house

NatWest launches Help to Buy and NewBuy

NatWest Intermediary Solutions has launched mortgage deals for Help to Buy and NewBuy customers.

first-time buyer mortgage

Help to Buy could increase FTB house prices 20%

Help to Buy could push first-time buyer house prices up 20% to over £150,000 by the end of 2015, a financial consultancy has warned.

David Cameron

David Cameron forced to defend Help to Buy

Prime Minister David Cameron has been forced to defend the government’s under fire Help to Buy scheme after continued criticism.

The Houses of Parliament in London

MPs slam 'horrendous' mortgage guarantee scheme

The Government’s Help to Buy mortgage guarantee scheme could leave it open to high loan-to-value mortgage lending risk for years to come, MPs have warned.

Welsh flag set against blue skies

Welsh NewBuy scheme axed before launch

The Welsh Government has cancelled the launch of the flagship NewBuy Cymru scheme, just six weeks before its planned launch.

builder-illo

Govt plans 10,000 new homes under Build to Rent

Housing minister Mark Prisk has announced 45 new housing projects using funds from the Government’s £1bn Build to Rent programme.

The Houses of Parliament in London

Public demands more Government action on low deposit mortgages

The majority of British public would like greater help from government for homeowners who do not have a large deposit.

Page 1 of 6

Speak to an adviser

Free expert mortgage advice

l-c-logo-100-middle-with-border

Follow the link below to fill in our simple 3 step form and you will be contacted by a qualified mortgage adviser who will help you with your requirements.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Speak to an adviser

Basics

Top tips

Mortgage best buys

key

Compare the latest mortgage rates using our compare
mortgages tool

Mortgage best buys

Calculator

img

Use our easy-to-use mortgage calculators to find out how much you could borrow and calculate your monthly repayments

Find out more

Ask Paula

Ask Paula

paula-john

If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

Ask Paula

Your Mortgage today

Calculators

Mortgage best buys

Compare the latest mortgage rates
using our compare
mortgages tool.



Mortgage best buys


Your Mortgage guides

Download your FREE guides

mh3440-bsa-fc
Guide to Mutual Lenders

This Guide to Mutual Lenders explains what they can offer to mortgage borrowers

Precise
Guide to Finding the Right Mortgage

Our handy guide explains the different mortgage options available and how you to find the one that best suits you.

View more guides

Your Mortgage Awards

ymaward-logo
Awards

Widely regarded as the UK's definitive consumer mortgage awards, for 21 years the Your Mortgage Awards have recognised and rewarded those lenders and providers that have offered the very best products and services to mortgage borrowers over the preceding 12 months.

Find out more

Connect with YourMortgage.co.uk

Sign up for our weekly email alerts

Sign up now

Recieve up-to-date news directly into your inbox from us

Your Money Logo
toolssavings

Make the most of your money from investments, savings, retirement and financial planning.

Get expert opinions, top tips, all the latets news, videos, guides etc

Visit the site