Firstbuy

FirstBuy Direct is a shared equity loan scheme designed to help first-time buyers and boost the construction industry.

Under FirstBuy, the Government and selected housebuilders jointly provide borrowers with equity loans of up to 20% of the price of a new-build home, so that eligible purchasers only need to find a 5% deposit to qualify for a 75% loan-to-value (LTV) mortgage.

FirstBuy is only available in England and lenders including Halifax, Barclays, NatWest and Nationwide are among those offering FirstBuy products on the market.

Click here for more details.

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sainsburys-hands
Guide to shared ownership

Shared ownership schemes allow people to buy a portion of a property from a housing association and to pay rent on the remaining portion.

housekeys
Guide to FirstBuy Direct

In June 2011, the Government launched FirstBuy Direct, a shared equity loan scheme designed to assist first-time buyers and boost the construction industry.

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