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Insurance

Insurance is a necessary evil. Some mortgage-related insurance cover is mandatory, such as buildings cover part. Some is optional, but recommended, such as contents insurance.

Some life insurance and income replacement cover is simple, and other types of insurance more complex.

When thinking about your own insurance, it is essential that you are not over- or underinsured, or paying too much for your policy.

Always compare the market and shop around on a regular basis for the best deals.

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Rent Guarantee Insurance

Rent Guarantee Insurance (RGI) can protect buy-to-let landlords against the risk of their tenants falling behind or ceasing to pay rent altogether.

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First-time landlords risk losses with poor insurance

Accidental or inexperienced landlords are paying for rent guarantee insurance that is unlikely to pay out.

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Power to curb mortgage lending proposed

Mortgage lending criteria could get stricter during economic booms if plans for more capital requirement controls go ahead.

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Landlord register "further tax" on landlords and tenants

Residential landlords have dismissed Labour’s proposal for a national register of landlords as a “further tax on landlords and tenants”.

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What’s in store?

What is the outlook for the UK property market in the coming year? Tahmina Mannan asks the experts

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Bank chief may scrap inflation-targeting

Incoming Bank of England governor Mark Carney could dump inflation-targeting to kick-start growth.

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Auditing your personal finances could save £2,260

Switching mortgages, loans, credit card and other personal finances can save the typical UK household thousands of pounds, according to Moneysupermarket.

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Homeowners unprepared for Winter damage

Less than half (48.7%) of homeowners plan to ensure their property is adequately prepared for the forecast cold snap.

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Guide to Mutual Lenders

This Guide to Mutual Lenders explains what they can offer to mortgage borrowers

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BLOG: What’s the Olympic legacy for housing?

Graham Felstead, head of intermediary channel at NatWest Intermediary Solutions, looks at how the Olympics impacted the housing market in the host boroughs.

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10 smart money saving suggestions

Austerity Britain is here to stay for a while. So we suggest 10 smart ways to save money without making too many sacrifices

Using an adviser

Some insurance policies are easy to buy online or via the phone. But for more complex cover it makes sense to contact an adviser

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Renovation insurance

What is renovation insurance, who needs it and where do you get it?

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Top Tips: Keeping your home safe

With winter around the corner, it's an ideal time to check that your home insurance is fit for purpose.

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Only 4 days a year spent safeguarding the future

Britons need to seriously review their finances and prioritise neglected protection, Bright Grey has urged.

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