Remortgage

If you are looking to remortgage, you will want to know which mortgage interest rates are available.

yourmortgage.co.uk allows you to compare the market for mortgage loans, and details the best mortgage deals available. But is also answers basic questions, such as: what is remortgaging? and tells you how to remortgage.

Remortgaging your homeloan or buy-to-let mortgage can save you money if you get a lower interest rate, but there are mortgage fees involved, and pitfalls to be aware of, so it is important that you do your homework before proceeding.

Use our mortgage calculators to work out how much you could save by remortgaging to a new deal.

And if you are need helping finding a better mortgage, or just want someone else to do the donkey work involved in a remortgage, just click here and an independent, fee-free mortgage adviser will contact you to discuss your needs.

 

 

 

per cent rate

Trackers and fixed rates near ‘bottom of the curve’ - MAB

Rates for two-year trackers, two-year fixed and three-year fixed loans in November were the cheapest since 2007 but may be nearing the bottom, according to the Mortgage Advice Bureau.

first-time buyer mortgage

Santander launches 10-year fixed rate

Santander has launched its lowest 10-year fixed rate mortgage product at 3.44% for properties at up to a 60% loan-to-value (LTV) with a £995 fee.

house price

Property earns more than people

The average UK house gained more in value than was paid out in average annual earnings over the last year.

Risk magnifying glass

Early rising interest rates would be “huge risk”

The British Chambers of Commerce (BCC) has warned an early increase in interest rates represents a “huge risk” to the UK economy.

tyrie

Tyrie: The FCA must improve

Treasury Committee chairman Andrew Tyrie has said the Financial Conduct Authority (FCA) must engage more with the regulated community and do more for consumers.

The Bank of England

Vast majority of borrowers could handle interest rate rise - BoE

If Bank Base Rate rose 2% today, the vast majority of mortgage borrowers would be able to accommodate the rise, according to a quarterly Bank of England household survey.

smallhouses

Londoners shrink property size to keep living costs down

London renters are only prepared to spend slightly more of their gross monthly salary on rent than the rest of the UK but will compromise on size to keep living costs down.

stacked-money

BoE and Treasury extend Funding for Lending scheme

The Bank of England (BoE) and HM Treasury have announced a one-year extension to the Funding for Lending Scheme (FLS), with small to medium-sized businesses to continue to be the primary beneficiaries.

icicles-hanging-against-blue-sky-and-moon-closeup

Freezing out over 40s 'unjustified'

Freezing the over 40s out of the housing market is another example of unjustified age discrimination. according to Paul Green from Saga.

repossess

Regional housing growth to overtake London in 2015 - Halifax

Global economic worries could reduce demand and activity at the top end of the London market in 2015, leaving more concentrated house price growth in the regions next year, said the Halifax.

house

Second steppers targeting detached properties

Those living in their first home are increasingly looking to reduce the steps to their long-term family home and are targeting detached properties as their second home, according to Lloyds Bank.

Customer Support

Lenders should prepare support for borrowers when rates rise - CML

The Council of Mortgage Lenders (CML) has urged lenders to consider the effects of higher borrowing costs.

The Houses of Parliament

Remove Stamp Duty for older people in mid-priced homes - MPs

Older people looking to ‘downsize’ should not have to pay stamp duty on the purchase of a moderately-priced home, a group of MPs has recommended.

Ed Miliband

Miliband savaged over Mansion Tax by Mylene Klass

Ed Miliband has come under attack for his party’s proposals for a Mansion Tax from an unexpected quarter.

repossession

Arrears and repossessions still falling

Mortgage arrears and repossessions continue to fall, according to Q3 data from the Council of Mortgage Lenders (CML).

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If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

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Guide to Mutual Lenders

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