Remortgage

If you are looking to remortgage, you will want to know which mortgage interest rates are available.

yourmortgage.co.uk allows you to compare the market for mortgage loans, and details the best mortgage deals available. But is also answers basic questions, such as: what is remortgaging? and tells you how to remortgage.

Remortgaging your homeloan or buy-to-let mortgage can save you money if you get a lower interest rate, but there are mortgage fees involved, and pitfalls to be aware of, so it is important that you do your homework before proceeding.

Use our mortgage calculators to work out how much you could save by remortgaging to a new deal.

And if you are need helping finding a better mortgage, or just want someone else to do the donkey work involved in a remortgage, just click here and an independent, fee-free mortgage adviser will contact you to discuss your needs.

 

 

 

foslogo

L&G mortgage complaints up 900%

Banks account for the lions share of consumer mortgage complaints in H1, with Bank of Scotland, Santander, and Barclays topping the table, but Legal & General (L&G) saw a big spike in complaints serious enough to end up with the Ombudsman.

The Bank of England

Purchase approvals take slight knock in July

Mortgage approvals for house purchases took a slight dip in July compared to the previous six month average, lending statistics from the Bank of England have revealed.

map-pin-london

East London property values rocket 800%

The total value of East London property has grown by more than 800% since 1987, outrunning any other area in the capital, including the upmarket West End borough of Kensington & Chelsea.

Remortgage

Mortgage advisers expect 25% leap in remortgaging

Mortgage brokers expect to see a large increase in remortgage business when the Bank of England chooses to increase the Bank Base Rate.

Audit Barriers

Trade body raises product switching concerns

The Council of Mortgage Lenders (CML) is concerned that the Mortgage Market Review (MMR) has created an unnecessary barrier for homeowners wishing to switch their mortgage to a cheaper rate.

Running Toward Finish Line

Homeowners spurred to remortgage ahead of Base Rate rise

Homeowners rushed to secure a new deal on their mortgage ahead of a Bank Base Rate rise, as figures revealed a 7% uplift in remortgage loans in July.

back-2-school

Top state schools add 8% premium to house prices

Parents are paying £21,000 more to buy a home near a top state school in England where prices have now reached an average of £268,000.

Edinburgh

Edinburgh least affordable British city for next-time buyers

The average price difference between a flat and a first house is 125% in Edinburgh, making it one of the hardest places to scale the property ladder in the UK.

The Bank of England

MPC minutes reveal two members voted for August rate hike

Two members of the Bank of England's Monetary Policy Committee voted for a 25bps rate hike this month, latest minutes show - the first call for a hike in over three years.

Graphic showing rise in money

Southern mortgage borrowers fear interest rate rise the most

Southern homeowners are more worried about an incoming rate rise and its effect on mortgage payments than borrowers in the North East, Wales or Scotland, said a survey.

Judge's gavel

Bank of Scotland held struggling mortgage customers 'in fear' - judge

Bank of Scotland has been unfairly double billing customers who fell behind on their mortgages, a High Court judge in Belfast has ruled.

for-sale-sign

July gross lending up 15% year-on-year

Gross mortgage lending in July rose to its highest monthly level since August 2008 as loans advanced reached £19.1bn.

houseinchains

Repossession figures spark fears over effects of rate rise

In the first half of the year 11,800 people had their homes repossessed in an environment of historically low interest rates, rising employment and increased bank forbearance.

Mark Carney

Bank of England warns of second slowdown in mortgage approvals

The mortgage market could be facing a second slowdown as borrowers constrained by affordability measures enforced by the Mortgage Market Review (MMR) take time out to rethink their property plans.

aifmd-0913

Mortgage borrowers tighten belts ahead of Base Rate hike

Mortgage holders are taking pre-emptive action to shield their financial position in anticipation of a rise in the Bank Base Rate by cutting their spending in other areas.

Page 1 of 73

Speak to an adviser

Free expert mortgage advice

l-c-logo-100-middle-with-border

Follow the link below to fill in our simple 3 step form and you will be contacted by a qualified mortgage adviser who will help you with your requirements.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage best buys

key

Compare the latest mortgage rates using our compare
mortgages tool

Calculator

Use our easy-to-use mortgage calculators to find out how much you could borrow and calculate your monthly repayments

Ask Paula

Ask Paula

paula-john

If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

Your Mortgage today

Calculators

Mortgage best buys

Compare the latest mortgage rates
using our compare
mortgages tool.





Your Mortgage guides

Download your FREE guides

mutual-lenders
Guide to Mutual Lenders

Welcome to the 2013 edition of Your Mortgage Guide to Mutual Lenders.

nationwidefc
Guide to Moving Home

This simple guide takes you through the process of moving home.

Your Mortgage Awards

awards rondel 2013
Awards

Widely regarded as the UK's definitive consumer mortgage awards, for 22 years the Your Mortgage Awards have recognised and rewarded those lenders and providers that have offered the very best products and services to mortgage borrowers over the preceding 12 months.

Connect with YourMortgage.co.uk

Sign up for our weekly email alerts

Recieve up-to-date news directly into your inbox from us

Your Money Logo
toolssavings

Make the most of your money from investments, savings, retirement and financial planning.

Get expert opinions, top tips, all the latets news, videos, guides etc