Switch and save

There are many reasons for remortgaging: you may be forced to swicth to a new deal because you have come to the end of your existing arrangement, because you have moved house, you want to borrow more or simply because you are fed up with your current mortgage lender.

But one of the main reasons why borrowers switch their mortgage is to save money. Your mortgage is likely to be your biggest monhtly financial outlay, so remortgaging to a lower rate could save you a lot of money.

Click here to calculate how much you culd save via a remortgage, or speak to an adviser.


Half of homeowners could struggle with 3% rate rise

Almost half of mortgage borrowers think they would might struggle should interest rates rise 3%.

Harvest House New Forest Lymington

Life insurance not a priority for home movers, says TSB

Only 11% of people make life insurance a top priority when buying a new home, according to new research from TSB.

Lloyds Banking Group logo

Lloyds mortgage lending rises 44%

Gross mortgage lending at Lloyds Banking Group reached £19.8bn in the first half of the year, its interim results confirm.


Prime central London sales and rental markets see-saw

The prime central London sales and rental property markets see-sawed last month as prospective buyers exercised caution while rents rose for a third consecutive month.

Post Office

Post Office launches new mortgage products

The Post Office has launched a range of direct-only products with rates starting from 1.63% and both fixed and tracker products available.

London Underground

First-time buyers drive London housing market

The number of first-time buyers taking out loans in Greater London increased by 29% year-on-year, according to data from the Council of Mortgage Lenders (CML).

The Bank of England

Interest rate could settle at 3%, says BoE deputy governor

The official UK interest rate could settle at an average of 3% in a few years, the outgoing deputy governor of the Bank of England has predicted.


Number of unaffordable mortgages could double by 2018

The number of households with unaffordable mortgage repayments could double in the next four years as interest rates rise, a think tank has said.


Financial Ombudsman reports record number of mortgage complaints

Homeowners lodged a record number of mortgage complaints to the Financial Ombudsman Service last year.


Virgin Money mortgage balances top £20bn

Virgin Money has increased its mortgage book to more than £20bn following a strong year of net mortgage lending.

The Co-operative Bank

Co-op chair stands down as bank plans further share sale

The chair of the Co-operative Bank is to step down from his role as the wider Co-op Group cedes more control of the bank’s assets.

Volatility arrows

New regulations and volatile rates force mortgage costs up

A combination of volatile swap rates and the arrival of the Mortgage Market Review regulations have caused mortgage rates to increase at the fastest level in more than two years.


RBS mortgage loan book tops £100bn for first time

The Royal Bank of Scotland's mortgage book has grown to £100bn for the first time, its latest management statement has shown.


Lloyds plans to float TSB in June

Lloyds Banking Group has outlined plans to float around a quarter of TSB this summer in its quarterly management statement.


Coventry launches new fixed rate products

Coventry Building Society has launched a 3.25% five-year fixed rate at 65% loan-to-value for residential mortgages along with two buy-to-let products with a fixed and flexible option.

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Ask Paula

Ask Paula


If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

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Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Standard Variable Rate (SVR), plus or minus a certain percentage.

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