You are here: Home - Equity Release

Equity Release


shutterstock_160183334 (1)

If you are a cash-strapped homeowner over 55, an equity release scheme could be ideal for you.

Many older people have a lot of home equity – value tied up in their property – but would like more ready money. Using a lifetime mortgage or reversion scheme could give you a release of equity, as a lump sum or in regular payments, to supplement your income.

It is essential that you seek professional financial and legal advice before signing up for equity release, as it will impact on your estate.

How To

How to use a home reversion plan

Home reversion schemes are an alternative method of releasing equity from your p...

How to use a lifetime mortgage

Lifetime mortgages can provide money for your retirement without the headache of...

How to release equity from your home

Equity release is an important financial tool for older homeowners, and it's gro...

54% shop around for equity release

More than half of those homeowners who signed up for an equity release scheme wi...

10,000+ released equity in 2012

More than 10,000 older homeowners freed up some of the cash tied up in their pro...

Case study – Home reversion plans

Patricia Davies, 77, had previously looked into home reversion plans but was uns...


Guide to borrowing past retirement age

As an older borrower, you may be concerned that a lender will not offer you a mo...

Jargon Buster

A ability to pay A way of working out how creditworthy a borrower is, by esti...

Guide to equity release considerations

Equity release may not be the right option for everyone, so consider carefully w...

Guide to home reversion schemes

Home reversion schemes are an alternative method of releasing equity from your p...

Guide to lifetime mortgages

Lifetime mortgages can provide money for your retirement without the headache of...

Guide to equity release

More and more older people are turning to equity release mortgages to enable the...


Legal & General to enter equity release market

Legal & General has announced plans to enter the equity release market by pu...

Equity release hits record levels

The equity release market is back above pre-recession levels as lending rocketed...

Get help with your heating

  No one should struggle to heat their home as temperatures fall to the...

Stonehaven launches repayment over-55s lifetime mortgage

Equity release lender Stonehaven has launched an over-55s mortgage to allow borr...

Over 50s with mortgages in repayment crisis

More than two thirds of the 6.3 million over 50s with an interest-only mortgage,...

Equity release lending hits record levels

Equity release lending has hit its highest quarterly level for six years with a ...

You may also like

Outdated ideas over equity release are holding homeowners back

Misconceptions about equity release products are holding older homeowners back from enjoying the equity built up their properties for retirement.

Quarter of over-45s expect to use equity release

Just under a quarter of homeowners aged over 45 expect to use the equity in their property.

Family BS links with later life advisers

The Family Building Society, which launched to market in July, has linked up with four partner firms to offer advice to members on Later Life Planning.

More from Your Mortgage

Guide to using an adviser for remortgaging

Most people arrange their mortgage through an adviser, and even if you are an experienced remortgagor you could benefit from professional help

How to be a successful landlord

The National Landlords Association (NLA) has highlighted some important issues for landlords to consider.

Britons want more homes but Not In My Back Yard

Just under half of Britons who were asked about their feelings towards the building of large scale housing programmes said they would oppose plans in their immediate neighbourhood.

Is your mortgage fully protected with critical illness?

For a free quote or to speak with an insurance expert call 0800 1218744

Your Mortgage Guides

Guide to Help to Buy

Download our free, handy guide to Help to Buy, produced in association with Aldermore Mortgages.

Read More >

Speak to an adviser

Could you benefit from impartial, free advice?