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Equity Release


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If you are a cash-strapped homeowner over 55, an equity release scheme could be ideal for you.

Many older people have a lot of home equity – value tied up in their property – but would like more ready money. Using a lifetime mortgage or reversion scheme could give you a release of equity, as a lump sum or in regular payments, to supplement your income.

It is essential that you seek professional financial and legal advice before signing up for equity release, as it will impact on your estate.

How To

How to use a home reversion plan

Home reversion schemes are an alternative method of releasing equity from your p...

How to use a lifetime mortgage

Lifetime mortgages can provide money for your retirement without the headache of...

How to release equity from your home

Equity release is an important financial tool for older homeowners.

54% shop around for equity release

More than half of those homeowners who signed up for an equity release scheme wi...

10,000+ released equity in 2012

More than 10,000 older homeowners freed up some of the cash tied up in their pro...

Case study – Home reversion plans

Patricia Davies, 77, had previously looked into home reversion plans but was uns...


Guide to borrowing past retirement age

As an older borrower, you may be concerned that a lender will not offer you a mo...

Jargon Buster

A ability to pay A way of working out how creditworthy a borrower is, by esti...

Guide to equity release considerations

Equity release may not be the right option for everyone, so consider carefully w...

Guide to home reversion schemes

Home reversion schemes are an alternative method of releasing equity from your p...

Guide to lifetime mortgages

Lifetime mortgages can provide money for your retirement without the headache of...

Guide to equity release

More and more older people are turning to equity release mortgages to enable the...


Equity release mortgage rates at record lows

The cost of lifetime mortgages is lower than ever

Property is part of pension for half of over-45s

A new approach to retirement means traditional pensions are no longer the only o...

Equity release market offers more choice than ever

Equity release customers have never been better served, according to Moneyfacts,...

Lack of suitable properties leaves older homeowners stuck

More than 500,000 homeowners aged 55+ want to move but can't find suitable housi...

Don't be deluded over downsizing

Relying exclusively on your home to fund your retirement could end in tears

Santander to sell L&G equity release mortgages

The banking giant will offer its interest-only borrowers the opportunity to take...

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Speak to an adviser

If you are considering taking out an equity release product and would like to speak to an impartial adviser, read on.

Quarter of over-45s expect to use equity release

Just under a quarter of homeowners aged over 45 expect to use the equity in their property.

Family BS links with later life advisers

The Family Building Society, which launched to market in July, has linked up with four partner firms to offer advice to members on Later Life Planning.

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