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Equity Release


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If you are a cash-strapped homeowner over 55, an equity release scheme could be ideal for you.

Many older people have a lot of home equity – value tied up in their property – but would like more ready money. Using a lifetime mortgage or reversion scheme could give you a release of equity, as a lump sum or in regular payments, to supplement your income.

It is essential that you seek professional financial and legal advice before signing up for equity release, as it will impact on your estate.

How To

How to use a home reversion plan

Home reversion schemes are an alternative method of releasing equity from your p...

How to use a lifetime mortgage

Lifetime mortgages can provide money for your retirement without the headache of...

How to release equity from your home

Equity release is an important financial tool for older homeowners.

54% shop around for equity release

More than half of those homeowners who signed up for an equity release scheme wi...

10,000+ released equity in 2012

More than 10,000 older homeowners freed up some of the cash tied up in their pro...

Case study – Home reversion plans

Patricia Davies, 77, had previously looked into home reversion plans but was uns...


Guide to borrowing past retirement age

As an older borrower, you may be concerned that a lender will not offer you a mo...

Jargon Buster

A ability to pay A way of working out how creditworthy a borrower is, by esti...

Guide to equity release considerations

Equity release may not be the right option for everyone, so consider carefully w...

Guide to home reversion schemes

Home reversion schemes are an alternative method of releasing equity from your p...

Guide to lifetime mortgages

Lifetime mortgages can provide money for your retirement without the headache of...

Guide to equity release

More and more older people are turning to equity release mortgages to enable the...


Legal & General launches first equity release range

Legal & General has launched its first range of equity release products, fol...

Pensioners sitting on £900bn property wealth

Homeowners aged over 65 have accumulated property wealth of almost £900 billion...

Older borrowers need mortgage support

Banks and building societies must do more to help older borrowers, an organisati...

Interest-only prisoners turn to equity release

Borrowers with interest-only mortgages are increasingly turning to equity releas...

A quarter use equity release to clear mortgage

Almost a quarter of people taking out an equity release loan did so to clear an ...

‘Landmark decision’ to boost older borrowers

A landmark decision against HSBC will boost lending to older borrowers, the head...

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Speak to an adviser

If you are considering taking out an equity release product and would like to speak to an impartial adviser, read on.

Quarter of over-45s expect to use equity release

Just under a quarter of homeowners aged over 45 expect to use the equity in their property.

Family BS links with later life advisers

The Family Building Society, which launched to market in July, has linked up with four partner firms to offer advice to members on Later Life Planning.

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Could you benefit from impartial, free advice?

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