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State help & government housing schemes


The Government has a number of affordable housing schemes designed to enable people to get on the property ladder. The schemes vary, depending on the region in which you live, so it's worth contacting your local authority for more specific information.

Housing schemes for key workers


Housing schemes for key workers


Many of the schemes are designed for key workers - those employed by the public sector in jobs that are traditionally difficult to recruit and retain staff for, for example, nurses, teachers or policemen (find out more about key workers). One example, Key Worker Living, is a government scheme covering London, the south east and the east of England. The definition of a key worker varies, again depending on the region in which you live.

More about first-time buyer mortgages

first-time buyer calculator | guarantor mortgages | graduate & professional mortgages
sharing a mortgage | state help & government housing schemes
early repayment charges | interest-only mortgages | mortgage best buy tables
case studies

Top tips: first-time buyers


Photo of Paula John, Editor In Chief of Your Mortgage Magazine
There are thousands of mortgage deals on offer in the UK, so it is vital that you do not simply go for the first mortgage you are offered.

Click here for more first-time buyer tips
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