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Government Help


shutterstock_155527976For many years, successive governments have implemented a variety of schemes to help particular sectors of society to own their own homes, such as the Right to Buy scheme and the Armed Forces Home Ownership Scheme.

In 2013 the Help to Buy schemes (part one and two) were introduced to help first-time buyers and others and to kick start the housing and building markets overall.

Some of the schemes are more helpful than others and they can be complex, so it is important to understand how they work and whether you would qualify for help before you think about applying. this section of the website contains a series of guides which walk you through the various types of help on offer.

How To

How to use London Help to Buy

Qualifying first-time buyers and homemovers in London could be eligible for a go...

How to buy a home: the process

A step-by-step guide to the process you will go through to purchase your propert...

How to save a deposit

The average UK property price at the end of 2016 stood at £220,000 according to...

How to use shared ownership

Shared ownership schemes allow people to buy a portion of a property from a hous...

How to understand Help to Buy: Equity Loan

The Help to Buy: Equity Loan scheme was announced by the Government in March 201...

How to exercise your Right to Buy

Right to Buy allows most council tenants who have lived in their council home fo...


Guide to Help to Buy ISAs

The Government’s Help to Buy ISAs were launched in December 2015, giving wanna...

Guide to flexible mortgages

A truly flexible mortgage allows you to do the following:

Guide to fixed-rate mortgages

Fixed-rate mortgages are fairly popular in the UK. As the name suggests, they al...

Guide to discount mortgages

We all love a good discount - there is a certain satisfaction to be had from kno...

Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Stand...

Guide to variable rate mortgages

Every mortgage lender has a standard variable rate (SVR) that is loosely based o...


Government boosts Help to Buy scheme by £10bn

The government has announced new funding of £10bn for its Help to Buy Equity Lo...

Leeds BS launches Help to Buy deals

The mortgages and remortgages are available as two-, three- and five-year fixed ...

Parents of young kids could borrow more: YBS

Parents with children under five years old could see a 17% uplift in the size of...

Help to Buy scheme has helped 285,000 buyers

Over 90% of purchases made using the Help to Buy scheme have been outside London

Over a million have used Government Help to Buy schemes

More than one million people have used a government Help to Buy scheme, includin...

Budget 2017: All quiet on the housing front

Chancellor Hammond today announced a Budget that was distinctly light on housing...

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Speak to an adviser

If you are considering buying a property with the help of a government scheme and would like to speak to an impartial adviser, read on.

Average deposits falling

The government's Help to Buy schemes have helped to reduce the typical deposit by 6% last Autumn.

38% unaware of Help to Buy

Many aspiring mortgage borrowers are not aware of or are confused by the governments' housing scheme

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