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First-time buyer mortgage calculator


Find out what you can expect to get as a first-time buyer with our first-time buyer calculator.

Getting your first mortgage can be a daunting prospect when you don't quite know what to expect. It's important that you are as fully equipped and educated about mortgages as possible to make sure you choose best possible option for you. Get further tips, information and overviews on first-time buyers' mortgages in our First-time buyers section.


Enter the following information to calculate a the amount you can borrow.



First Income
 £
Second / Partner's Income
 £


Loan Amount
Typical £
Highest £


Please note that this calculator is a guide only. You may be able to borrow more, or less, depending on your financial circumstances, other commitments and the mortgage lender you choose.

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Your Mortgage magazine

The January/February 2012 issue of Your Mortgage is on sale now. In it we feature expert predictions on what will happen to house prices, interest rates and the wider economy in 2012. We also explain the latest State help for first-time buyers, weigh up the relative merits of offset mortgages, and offer handy hints and tips on making sure you have the right home insurance in place. Plus we have all the regular features and our invaluable mortgage basics section. Get your copy now for the latest news, information and help