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Kensington has returned to lending with a two-year fixed rate product through three distribution partners.
The two-year deal is available to appointed representatives of Legal & General (L&G), Pink and Openwork.
Keith Street, head of Kensington, stressed that the lender would take a cautious approach to its return. He added: “Market recovery will not happen overnight and we need to maintain a cautious approach. We remain committed to intermediaries and are dedicated to supporting the benefits of professional financial advice and clear information to assist customers in selecting the right mortgage for their needs.”
Ben Thompson, director of mortgages at L&G, said Kensington’s return was an indication that lenders who have been on the sidelines want to get back into the market.
He added: “We welcome an increase in the supply of credit to help get the lending market moving again. There is evidence of an increasing level of variety and choice amongst mortgage products and this is good new for house purchasers and remortgagors.”
The truth about house prices
We are constantly bombarded with, often conflicting, information regarding house prices. Paula John provides a round-up of the major indices, explaining why they differ.
The September/October issue of Your Mortgage is on sale now. In it we look at how far you can – and should - go when arranging a mortgage online; the help available for first-time buyers from lenders, family and the government; we explain the advantages of using a good adviser and how to find one, and why buying a brand new property can be kind to your wallet and your nerves. Get your copy for the latest news, information and help.
The Your Mortgage Awards aim to reward those lenders that have excelled in providing innovative and competitive products. Widely regarded as the UK's definitive consumer mortgage awards, the Your Mortgage Awards have now been running for 20 years.





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