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Remortgage

Introduction

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If you are looking to remortgage, you will want to know which mortgage interest rates are available.

yourmortgage.co.uk allows you to compare the market for mortgage loans, explains how the various deals such as fixed rates, variable mortgages and trackers work, and details the best mortgage deals available. But is also answers basic questions, such as: what is remortgaging? and tells you how to remortgage.

Remortgaging your homeloan or buy-to-let mortgage can save you money if you get a lower interest rate, but there are mortgage fees involved, and pitfalls to be aware of, so it is important that you do your homework before proceeding.

Use our mortgage calculators to work out how much you could save by remortgaging to a new deal.

 

How To

How to remortgage your buy to let

Like your primary residential mortgage and many other things in life, it pays to...

How to remortgage

When your mortgage deal comes to an end, you may want to shop around for a new p...

How to get a further advance

If your property has increased in value, you could borrow more money against it ...

How to sort out your interest-only mortgage

Borrowers with interest-only mortgages should consider their options

How to consolidate your debt

If you have credit card debt or even a personal loan, it may be possible to cons...

How to switch your mortgage

Many mortgage prisoners have been locked into deals with their lender, but is no...

Guides

Guide to borrowing past retirement age

As an older borrower, you may be concerned that a lender will not offer you a mo...

Guide to interest-only mortgages vs repayment mortgages

Before you go looking for a mortgage or remortgage deal, you need to decide how ...

Guide to flexible mortgages

A truly flexible mortgage allows you to do the following:

Guide to fixed-rate mortgages

Fixed-rate mortgages are fairly popular in the UK. As the name suggests, they al...

Guide to discount mortgages

We all love a good discount - there is a certain satisfaction to be had from kno...

Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Stand...

News

Remortgaging surged in September but new lending tumbled

Remortgage loans worth £6.4bn were rearranged in September, up by almost a fift...

Demand for five-year fixed rate mortgages reaches record high

Over four out of 10 (42%) remortgagors opted for a five-year fixed deal in Septe...

Average pay back at 2006 levels

The jobs market may be strong but real pay fell by 0.4% in the three months to A...

Total UK mortgage debt hits all-time high

Households have larger mortgages than ever before, but are they prepared for an ...

Lloyds Bank launches new cashback deal – with a twist

Fancy switching your mortgage and getting up £1K cashback? It's possible with t...

Don’t rush into remortgaging

Switching your mortgage can save you a lot of money, so why is one broker advisi...

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Speak to an adviser

If you are considering carrying out a remortgage and would like to speak to an impartial adviser free of charge, read on.

Sharp fall in mortgage prisoner households

There has been a sharp fall in the number of households unable to remortgage, according to Countrywide

Leap in borrowers taking out longer mortgage terms

Longer working lives and affordability pressures are resulting in a shift away from traditional 25-year mortgages to longer-term products, research published by the Council of Mortgage Lenders (CML) has shown.

More from Your Mortgage

How to buy a home: the process

A step-by-step guide to the process you will go through to purchase your property.

How to get the right home insurance

No lender will agree to give you a mortgage without buildings insurance – and contents insurance is also recommended. The two together are often referred to as ‘home insurance’.

How to remortgage your buy to let

Like your primary residential mortgage and many other things in life, it pays to shop around when it comes to your buy-to-let mortgage(s).

Save money now!

See how much you could potentially save by remortgaging to a different product

Your Mortgage Guides

Guide to Offset Mortgages

Download our handy guide to offset mortgages, brought to you in partnership with Scottish Widows Bank

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How much can you borrow?

A calculator designed to help you understand how much you can borrow towards your property