Latest mortgage deals
Your Mortgage Newsletter
Click here to receive the Your Mortgage Newsletter
Your Mortgage and Conveyancing

Your Mortgage Award Winners 2009/2010

Buy to Let

Guide to Building Society

Moving home guide

Your Mortgage Site Map


Home Page


Mortgage News
Mortgage Calculators
Expert mortgage rate calculator (Java)
Simple mortgage rate calculator
First-time-buyer mortgage calculator
Buy-to-let mortgage calculator

Property price predictor
Get a free insurance quote
Compare mortgages
Mortgages Best buy table
Directory of UK mortgage brokers
Speak to a UK mortgage broker

---------------------------------------

Mortgage Basics


Mortgage fees
 Product fees
Valuation fees
Higher Lending Charges (HLCs)
Insurance penalties
CHAPS fees
Early Repayment Charges (ERCs)
Exit fees
Legal fees
Beware best buy tables
Mortgage fees calculator
Mortgage fees table

Variable rate mortgages
 Cash-back mortgages
Discount variable mortgages
Get off the Standard Variable Rate (SVR)

Fixed rate mortgages
 Capped rate mortgages
Tracker & discount tracker mortgages
Discount tracker mortgages
Lifetime tracker mortgages

Discount mortgages
 The Standard Variable Rate (SVR)
Discount tracker mortgages
Stepped discount mortgages
Who should take out a discount
mortgage?

Flexible mortgages
 Could you save money?

Offset mortgages
 Interest-only vs repayment mortgages
- Interest-only mortgages
- Mortgage risks
- Repayment mortgages
- Buy-to-let investors

First-Time Buyer Mortgages


Guarantor mortgages
 How do guarantor mortgages work
100% mortgages

Graduate/professional mortgages
Graduate mortgages
Professional mortgages
Pros and cons of professional mortgages

Sharing a mortgage
 How much can I borrow?
Potential pitfalls
Joint Tenants and Tenants in Common
Joint ownership services
Pros and cons of joint mortgages

State help & government housing schemes
Early Repayment Charges (ERCs)

Interest-only Vs Repayment mortgages
 Interest only mortgages
Just paying the interest
Interest only mortgage risks
Repayment mortgages
Buy-to-let investors

Best buys for first-time buyers
First-time buyer case studies
Top tips for first-time buyers

Remortgages


Reasons for remortgaging
Sub-prime remortgages
Remortgaging problems
How to remortgage
What to bear in mind when remortgaging

1. What remortgage deals are available?
2. What rate of interest will my product rate carry?
3. How much will I save on my new mortgage rate?
4.What is the SVR the mortgage will revert to?
5. What are the new monthly repayments?
6. What is an annual percentage rate?
7. Are there any ERCs or exit penalties?
8. Does the new mortgage carry
arrangement fees?
9. How long will the remortgage process
take?
10. Can I remortgage more than once?

Debt consolidation

Potential pitfalls of remortgages
 Is remortgaging for you?
Early Repayment Charges
New mortgage penalties
Standard Variable Rates (SVRs)
Loss of mortgage benefits
Remortgages – the cheapest way to borrow money?

Remortgage Alternatives
 How does a Further Advance work?

Remortgage best buys
Remortgage case studies

Buy-to-Let mortgages


Why Buy to Let mortgages are so
popular
Buy to Let mortgage types
Buy-to-let investors
Buy-to-let with bad credit

Letting agents
Finding fees

Tax & legal requirements
Income tax
Capital Gains Tax (CGT)
Buy-to-let legal requirements

Student Lets & HMOs
Specific student Buy to Let mortgages
Houses of Multiple Occupancy (HMOs)
HMO licensing

Buy-to-let remortgaging
Buy-to-let best buys
Buy-to-let case studies
Buy-to-let top tips 		Moving home guide
 The first step to moving home
Viewing property
Making an offer
Surveys
Legal work
Home Information Packs (HIPs)

About Your Mortgage
Your Mortgage Awards
Jargon buster
Site map
Contact us
Jobs at Incisive Media
Terms and conditions
Privacy Policy
Accessibility Statement


---------------------------------------

Self Employed Mortgages


Find the best self-employed
mortgage for you
Get self-employed mortgages advice
Self cert mortgages
Self-employed mortgages from
mainstream lenders
Self-employed mortgages pros and
cons

Self-Certification
 Proving your income
Self-certification (self-cert) mortgages pros and cons

Self-employed mortgages best
buys
Self-employed mortgages top
tips

Bad Credit (Subprime) Mortgages


Mortgage lenders for bad credit
Bankruptcy and mortgage arrears
Check your credit rating
Pros and cons of bad credit mortgages

County Court Judgements (CCJs)
 How will a CCJ affect my mortgage?
How do I get rid of a county court judgement?

Mortgage arrears explained
 How will bad credit affect my
mortgage?

Individual Voluntary
Arrangements (IVAs)
 Individual Voluntary Arrangements
(IVAs) and Bankruptcy
How do Individual Voluntary Arrangements work?
Individual Voluntary Arrangements in depth

Credit Repair
 Prove that you have settled your
debts
Prevent bad credit rating from
reoccurring
Find out how much credit you can
afford to borrow

Bad credit best buys
Top tips

Equity Release


Equity release mortgages: A sensible solution?
Safe Home Income Plans
How equity release mortgages work
Pros and cons of equity release mortgages

Lifetime mortgages
How do lifetime mortgages work?
Equity release charges
Equity release and inheritance
No negative equity guarantees

Home reversion schemes
How much will you receive?

Alternative options

Equity release: buyer beware
Lifetime mortgages: Involve your
family

Equity release best buys

Equity release case studies
Equity release case study: Lifetime mortgages
Equity release case study: Home reversion plans

Equity release top tips

Mortgage insurance


Compulsory & recommended
insurance
Life insurance
Mortgage Payment Protection
Insurance
Buildings insurance
Insurance pros and cons

Buildings insurance
Mortgage lenders and buildings
insurance

Contents insurance
How much should you insure for?

Life insurance
Level term assurance
Decreasing term assurance
Convertible term assurance
Increasing term assurance
Six things about buying life insurance

Mortgage Payment Protection Insurance
Mortgage Payment Protection
Insurance deals
State help with your mortgage
payments
Critical Illness Insurance
How does Critical Illness Insurance
work?
Ten things to consider when taking
out Critical Illness Insurance cover
Income protection
Insurance best buys
Insurance top tips

Back to top


Photo of Paula John, Editor In Chief of Your Mortgage Magazine

With over 21 years of industry expertise, you can trust Your Mortgage to bring you breaking industry news, as well as expert tips and advice on every aspect of mortgages in the UK.

divider

divider

Sponsored Links.