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Specialist Mortgages

Introduction

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If you need a mortgage for an unusual property, or if your circumstances are complicated, you may need a specialist homeloan.

These range from buy to let mortgages, which are quite common and charged at similar interest rates to residential home loans, to bad credit mortgages which are rare, likely to be more expensive and charge higher mortgage fees.

It can make sense to speak to an independent adviser to arrange a specialist deal for you.

Note that even a specialist adviser may not be able to secure a bad credit mortgage for you, depending on what is available and what your credit record looks like.

How To

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How to get a self-employed mortgage

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How to get a specialist mortgage

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Guides

Guide to buying in Portugal

As British buyers return to Portugal, this guide offers help and guidance on mak...

Guide to Self-Employed Mortgages

Download/watch our Guide/video on Self-Employed Mortgages, produced in associati...

Guide to buying property in France

With sterling appreciating against the euro, now is the time to bag a French pro...

Case study – Buying abroad

Amanda Turner, aged 48, and her husband Philip, aged 47, from Surrey, are about...

Guide to buying property in Spain

Excellent buying conditions are luring Britons back into Spanish property, but i...

Guide to buying property in Florida

Seen as the land of opportunity, there are plenty of British property investors ...

News

Self-employed won't get the National Living wage

Up to 1.7m self-employed workers are set to miss out on the new National Living ...

Skipton International helps British expats buy back home

One lender is making it easier for Brits living in sunnier climes to buy a prope...

Property fraudsters ripped off pensioners in timeshare scam

A gang of fraudsters conned 38 pensioners holding timeshares in Spanish properti...

Watchdog warns self-cert lender applicants ‘we can’t protect you’

Financial Watchdog, the Financial Conduct Authority, has warned that an internat...

New self-cert lender closes to new business

Newly-launched lender SelfCert.co.uk has halted new lending for at least three m...

Revealed: the place in the sun most desired by Brits

When it comes to buying abroad there is one destination that remains top of the ...

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Speak to an adviser

If you are looking for a specialist mortgage and would like to speak to an impartial adviser free of charge, read on.

Bad credit mortgages

You are certainly not alone if you have experienced financial difficulties at some point in your life. This could cover anything from missing a credit card repayment to filing for bankruptcy.

Dishonesty on bad credit history quarter of all mortgage fraud

Almost a quarter of attempted mortgage fraud was due to individuals hiding adverse credit information and a further 21% from applicants providing misleading employment histories.

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Speak to an adviser

Could you benefit from impartial, free advice?

Your Mortgage Guides

Help for homebuyers

Download our handy guide for homebuyers, brought to you in association with Barclays

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  • RT @iressUK: March had highest level of mortgage lending on record since credit crunch @Your_Mortgage https://t.co/ZuFrqrC0PI https://t.co/…
  • March had highest level of mortgage lending on record since credit crunch @Your_Mortgage https://t.co/ZuFrqrC0PI https://t.co/SS6NuLQxQf