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Specialist Mortgages

Introduction

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If you need a mortgage for an unusual property, or if your circumstances are complicated, you may need a specialist homeloan.

These range from buy to let mortgages, which are quite common and charged at similar interest rates to residential home loans, to bad credit mortgages which are rare, likely to be more expensive and charge higher mortgage fees.

It can make sense to speak to an independent adviser to arrange a specialist deal for you.

Note that even a specialist adviser may not be able to secure a bad credit mortgage for you, depending on what is available and what your credit record looks like.

How To

How to get debt advice

Many thousands of people in the UK are experiencing financial hardship thanks to...

How to get a self-employed mortgage

While the property and mortgage markets continue to show positive signs of recov...

How to get a specialist mortgage

If you have a damaged credit record you may well need specialist mortgage advice...

How to borrow under Sharia rules

Muslim homebuyers who want to stick closely to Sharia law cannot take out standa...

How to get rid of a County Court Judgement

If you fail to pay a bill or make a repayment on a mortgage, loan or credit card...

How to repair a damaged credit record

If you have a bad credit rating, it makes sense to set about improving it as soo...

Guides

Guide to buying property in France

With sterling appreciating against the euro, now is the time to bag a French pro...

Case study – Buying abroad

Amanda Turner, aged 48, and her husband Philip, aged 47, from Surrey, are about...

Guide to buying property in Spain

Excellent buying conditions are luring Britons back into Spanish property, but i...

Guide to buying property in Florida

Seen as the land of opportunity, there are plenty of British property investors ...

Guide to buying property in Italy

With property prices expected to remain low in the short-term and the pound trad...

Guide to buying property in Turkey 

There’s a lot going for Turkey right now. Often referred to as the ‘new Spai...

News

January slump in mortgage borrowing

Mortgage borrowing in January fell 11% year-on-year as the market continues to l...

US mortgage applications slump as rates rise

Applications for mortgages in the USA have fallen on the back of rising interest...

Family Building Society launches offset deal

The Family Building Society has launched an offset mortgage, targeting first-tim...

Ipswich BS offers help to 'mortgage misfits'

Ipswich Building Society has launched a new programme targeting ‘mortgage misf...

‘Exceptional’ market for French property hunters

Favourable conditions in the French property market are expected to lead to a sl...

Mortgage market has become ‘too conservative’

The mortgage market is struggling to meet consumer needs and has been described ...

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Download our free, handy guide to Help to Buy, produced in association with Aldermore Mortgages.

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