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Specialist Mortgages

Introduction

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If you need a mortgage for an unusual property, or if your circumstances are complicated, you may need a specialist homeloan.

These range from buy to let mortgages, which are quite common and charged at similar interest rates to residential home loans, to bad credit mortgages which are rare, likely to be more expensive and charge higher mortgage fees.

It can make sense to speak to an independent adviser to arrange a specialist deal for you.

Note that even a specialist adviser may not be able to secure a bad credit mortgage for you, depending on what is available and what your credit record looks like.

How To

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How to get debt advice

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How to get a self-employed mortgage

While the property and mortgage markets continue to show positive signs of recov...

How to get a specialist mortgage

If you have a damaged credit record you may well need specialist mortgage advice...

How to borrow under Sharia rules

Muslim homebuyers who want to stick closely to Sharia law cannot take out standa...

How to get rid of a County Court Judgement

If you fail to pay a bill or make a repayment on a mortgage, loan or credit card...

Guides

Guide to buying property in France

With sterling appreciating against the euro, now is the time to bag a French pro...

Case study – Buying abroad

Amanda Turner, aged 48, and her husband Philip, aged 47, from Surrey, are about...

Guide to buying property in Spain

Excellent buying conditions are luring Britons back into Spanish property, but i...

Guide to buying property in Florida

Seen as the land of opportunity, there are plenty of British property investors ...

Guide to buying property in Italy

With property prices expected to remain low in the short-term and the pound trad...

Guide to buying property in Turkey 

There’s a lot going for Turkey right now. Often referred to as the ‘new Spai...

News

Spike in foreign mortgage enquiries

A greater number of people from outside of the UK are looking to purchase proper...

US mortgage rates begin to edge up

Average mortgage rates in the United States have started to increase, but remain...

Brits rely on loans to pay mortgage or rent

Around 4% of Brits rely on credit cards and other loans to pay off their rent or...

Homeowners fear risky peer-to-peer lending

A large number of homeowners are shying away from peer-to-peer lending as they f...

Banks let ‘off the hook’ by Irish mortgage bailout

Plans to bail out those in arrears to Irish banks would let mortgage lenders ‘...

Typical home changes hands every 23 years

The average property in the UK changes hands once every 23 years, almost three t...

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Your Mortgage Guides

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Download our free, handy guide to Help to Buy, produced in association with Aldermore Mortgages.

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