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Specialist Mortgages

Introduction

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If you need a mortgage for an unusual property, or if your circumstances are complicated, you may need a specialist homeloan.

These range from buy to let mortgages, which are quite common and charged at similar interest rates to residential home loans, to bad credit mortgages which are rare, likely to be more expensive and charge higher mortgage fees.

It can make sense to speak to an independent adviser to arrange a specialist deal for you.

Note that even a specialist adviser may not be able to secure a bad credit mortgage for you, depending on what is available and what your credit record looks like.

How To

How to get debt advice

Many thousands of people in the UK are experiencing financial hardship thanks to...

How to get a self-employed mortgage

While the property and mortgage markets continue to show positive signs of recov...

How to get a specialist mortgage

If you have a damaged credit record you may well need specialist mortgage advice...

How to borrow under Sharia rules

Muslim homebuyers who want to stick closely to Sharia law cannot take out standa...

How to get rid of a County Court Judgement

If you fail to pay a bill or make a repayment on a mortgage, loan or credit card...

How to repair a damaged credit record

If you have a bad credit rating, it makes sense to set about improving it as soo...

Guides

Guide to Mortgage Advice

Our handy guide explains where to go for mortgage advice and what to expect when...

Guide to buying property in France

France remains the number one location for UK overseas buyers.

Guide to Islamic (Sharia) mortgages

Muslim homebuyers who want to stick closely to Sharia law cannot take out standa...

Guide to buying property at auction

You can pick up a bargain when you buy property at auction, but it pays to know ...

Guide to borrowing past retirement age

As an older borrower, you may be concerned that a lender will not offer you a mo...

Jargon Buster

A ability to pay A way of working out how creditworthy a borrower is, by esti...

News

Interest rates set to stay at 0.5% till November

Interest rates will not rise before the summer, and probably not until November,...

Four jailed for 'dizzying' mortgage fraud

An estate agent and financial adviser are among four fraudsters due to be jailed...

Teachers Building Society targets older borrowers

Teachers BS has launched two new mortgages to cater for education professionals ...

Government must prioritise use of empty homes

Almost three-quarters of British adults want the government to prioritise the is...

Leeds Building Society to start lending on s106 properties

Leeds Building Society will begin lending on properties restricted by s106 agree...

Nationwide refutes claim lending drop is linked to older borrowers

Nationwide has refuted suggestions in the national media that a

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Guide to Help to Buy

Download our free, handy guide to the Help to Buy, produced in association with Aldermore Mortgages.

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