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Specialist Mortgages



If you need a mortgage for an unusual property, or if your circumstances are complicated, you may need a specialist homeloan.

These range from buy to let mortgages, which are quite common and charged at similar interest rates to residential home loans, to bad credit mortgages which are rare, likely to be more expensive and charge higher mortgage fees.

It can make sense to speak to an independent adviser to arrange a specialist deal for you.

Note that even a specialist adviser may not be able to secure a bad credit mortgage for you, depending on what is available and what your credit record looks like.

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Speak to an adviser

If you are looking for a specialist mortgage and would like to speak to an impartial adviser free of charge, read on.

Bad credit mortgages

You are certainly not alone if you have experienced financial difficulties at some point in your life. This could cover anything from missing a credit card repayment to filing for bankruptcy.

Dishonesty on bad credit history quarter of all mortgage fraud

Almost a quarter of attempted mortgage fraud was due to individuals hiding adverse credit information and a further 21% from applicants providing misleading employment histories.

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Could you benefit from impartial, free advice?

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Help for homebuyers

Download our handy guide for homebuyers, brought to you in association with Barclays

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  • March had highest level of mortgage lending on record since credit crunch @Your_Mortgage