Skipton reduces rates

By | 26 Jun 2012 | Be the first to comment

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Skipton Building Society has reduced rates across much of its range of two-year fixed rate mortgage products.

The Yorkshire-based lender has cut the rates on its two-year 60% loan to value (LTV) product by 0.21%, down to 3.59%.

Skipton has also reduced its 75% LTV offering by the same amount, moving it down to 3.78%. The society's 80% LTV has been trimmed from 3.99% to 3.88% and its 85% has moved from 4.58% to 4.48%.

Its 90% LTV deal remains unchanged at 5.58%.

An application fee of £195 and a completion fee of £800 are applicable to all of its two-year fixed rate products.

The lender will allow yearly overpayments of up to 10% without penalty and offers free legals and valuations for remortgages.

Kris Brewster, Skipton's head of products, commented:

"The recent downward fluctuation in swap rates has enabled us to review our product range accordingly, and this latest launch is an example of how we are capitalising on the opportunity provided by such changes to offer even more competitive deals to our customers.

"We now have an even stronger choice of product types, including fixes and trackers, over various terms and LTVs, to suit a range of circumstances.

"These include higher LTV options at up to 90%, which are designed to help people whose equity has been reduced by current market conditions."
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