Whether you are a council tenant or a member of the armed forces looking to buy a home, help from the government may be available.

There are a number of government housing schemes, ranging from Help to Buy to NewBuy, First Buy to Right to Buy, which offer a range of loans and discounts to eligible citizens. Note that you will always have to go via an intermediary and take mortgage advice before gaining access to a government scheme.

It makes particular sense to listen to mortgage advice in these circumstances, as these schemes tend to be relatively complicated.

Visit our section on ‘government help‘ of Your Mortgage for a raft of information and advice.