You are here: Home - Government Help

Government Help


shutterstock_155527976For many years, successive governments have implemented a variety of schemes to help particular sectors of society to own their own homes, such as the Right to Buy scheme and the Armed Forces Home Ownership Scheme.

In 2013 the Help to Buy schemes (part one and two) were introduced to help first-time buyers and others and to kick start the housing and building markets overall.

Some of the schemes are more helpful than others and they can be complex, so it is important to understand how they work and whether you would qualify for help before you think about applying. this section of the website contains a series of guides which walk you through the various types of help on offer.

How To

How to use London Help to Buy

Qualifying first-time buyers and homemovers in London could be eligible for a go...

How to buy a home: the process

A step-by-step guide to the process you will go through to purchase your propert...

How to save a deposit

The average UK property price at the end of 2016 stood at £220,000 according to...

How to use shared ownership

Shared ownership schemes allow people to buy a portion of a property from a hous...

How to understand Help to Buy: Equity Loan

The Help to Buy: Equity Loan scheme was announced by the Government in March 201...

How to exercise your Right to Buy

Right to Buy allows most council tenants who have lived in their council home fo...


Guide to Help to Buy ISAs

The Government’s Help to Buy ISAs were launched in December 2015, giving wanna...

Guide to flexible mortgages

A truly flexible mortgage allows you to do the following:

Guide to fixed-rate mortgages

Fixed-rate mortgages are fairly popular in the UK. As the name suggests, they al...

Guide to discount mortgages

We all love a good discount - there is a certain satisfaction to be had from kno...

Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Stand...

Guide to variable rate mortgages

Every mortgage lender has a standard variable rate (SVR) that is loosely based o...


Number of Help to Buy purchases surged as ‘old’ scheme ended

The last three months of the shared equity scheme were its best ever for sales

More help needed for struggling homeowners

Support for Mortgage Interest is a vital lifetime, but it needs major reforms to...

First Homes Scheme to launch in June

The government has published more details about how its latest homeownership sch...

New 15-year fixed rates launched by Virgin Money

The mortgages are available to borrowers with just a five per cent deposit

BUDGET 2021: 95% mortgage scheme launches in April

The government-backed mortgages will be on offer from next month for those with ...

Will the stamp duty holiday be extended in next week’s Budget?

Chancellor Rishi Sunak is set to extend the stamp duty holiday until June, accor...

Your Mortgage Guides

Your Mortgage Award Winners 2020-2021

Download our guide to the best mortgage lenders in the UK

Read More >