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Government Help


shutterstock_155527976For many years, successive governments have implemented a variety of schemes to help particular sectors of society to own their own homes, such as the Right to Buy scheme and the Armed Forces Home Ownership Scheme.

In 2013 the Help to Buy schemes (part one and two) were introduced to help first-time buyers and others and to kick start the housing and building markets overall.

Some of the schemes are more helpful than others and they can be complex, so it is important to understand how they work and whether you would qualify for help before you think about applying. this section of the website contains a series of guides which walk you through the various types of help on offer.

How To

How to use London Help to Buy

Qualifying first-time buyers and homemovers in London could be eligible for a go...

How to buy a home: the process

A step-by-step guide to the process you will go through to purchase your propert...

How to save a deposit

The average UK property price at the end of 2016 stood at £220,000 according to...

How to use shared ownership

Shared ownership schemes allow people to buy a portion of a property from a hous...

How to understand Help to Buy: Equity Loan

The Help to Buy: Equity Loan scheme was announced by the Government in March 201...

How to exercise your Right to Buy

Right to Buy allows most council tenants who have lived in their council home fo...


Guide to Help to Buy ISAs

The Government’s Help to Buy ISAs were launched in December 2015, giving wanna...

Guide to flexible mortgages

A truly flexible mortgage allows you to do the following:

Guide to fixed-rate mortgages

Fixed-rate mortgages are fairly popular in the UK. As the name suggests, they al...

Guide to discount mortgages

We all love a good discount - there is a certain satisfaction to be had from kno...

Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Stand...

Guide to variable rate mortgages

Every mortgage lender has a standard variable rate (SVR) that is loosely based o...


Government announces £2bn funding for housing associations

The funding will enable associations to plan for the long-term with greater cert...

Second cash Lifetime ISA to launch…but with limited scope

The government-backed scheme is a tax-efficient way to save a home deposit and t...

West Brom launches Help to Buy remortgages

It's one of the few lenders with a specific remortgage option aimed at Help to B...

Nearly 70,000 first-time buyers benefit from stamp duty cut

A total of 69,000 first-time buyers have saved money on their stamp duty bill in...

Theresa May unveils planning process overhaul

The new rules could boost the number of homes built and help fix Britain's broke...

Massive shortfall in affordable rented homes revealed

Government plans fall far short of the 600 extra low-cost rented homes a week ne...

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Speak to an adviser

If you are considering buying a property with the help of a government scheme and would like to speak to an impartial adviser, read on.

Average deposits falling

The government's Help to Buy schemes have helped to reduce the typical deposit by 6% last Autumn.

38% unaware of Help to Buy

Many aspiring mortgage borrowers are not aware of or are confused by the governments' housing scheme

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