You are here: Home - Government Help

Government Help

Introduction

shutterstock_155527976For many years, successive governments have implemented a variety of schemes to help particular sectors of society to own their own homes, such as the Right to Buy scheme and the Armed Forces Home Ownership Scheme.

In 2013 the Help to Buy schemes (part one and two) were introduced to help first-time buyers and others and to kick start the housing and building markets overall.

Some of the schemes are more helpful than others and they can be complex, so it is important to understand how they work and whether you would qualify for help before you think about applying. this section of the website contains a series of guides which walk you through the various types of help on offer.

How To

How to use London Help to Buy

Qualifying first-time buyers and homemovers in London could be eligible for a go...

How to buy a home: the process

A step-by-step guide to the process you will go through to purchase your propert...

How to save a deposit

The average UK property price at the end of 2016 stood at £220,000 according to...

How to use shared ownership

Shared ownership schemes allow people to buy a portion of a property from a hous...

How to understand Help to Buy: Equity Loan

The Help to Buy: Equity Loan scheme was announced by the Government in March 201...

How to exercise your Right to Buy

Right to Buy allows most council tenants who have lived in their council home fo...

Guides

Guide to Help to Buy ISAs

The Government’s Help to Buy ISAs were launched in December 2015, giving wanna...

Guide to flexible mortgages

A truly flexible mortgage allows you to do the following:

Guide to fixed-rate mortgages

Fixed-rate mortgages are fairly popular in the UK. As the name suggests, they al...

Guide to discount mortgages

We all love a good discount - there is a certain satisfaction to be had from kno...

Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Stand...

Guide to variable rate mortgages

Every mortgage lender has a standard variable rate (SVR) that is loosely based o...

News

Three-quarters of first-time buyers benefit from Stamp Duty relief

The tax giveaway has helped tens of thousands of buyers, but those in the South ...

Over 400,000 first-time buyers have used the Help to Buy scheme

The Government scheme enables borrowers to take a mortgage with just a 5% deposi...

Affordable home supply creeps up

Affordable homes, for rent and to buy, are deperately needed across the UK

Government to review tax loophole on second homes

The rules could be strengthened to make sure second home owners are paying the c...

Government announces £2bn funding for housing associations

The funding will enable associations to plan for the long-term with greater cert...

Second cash Lifetime ISA to launch…but with limited scope

The government-backed scheme is a tax-efficient way to save a home deposit and t...

Your Mortgage Guides

Your Mortgage Award Winners 2017-2018

Download our guide to the best mortgage lenders in the UK

Read More >

Privacy Preference Center