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Government Help

Introduction

shutterstock_155527976For many years, successive governments have implemented a variety of schemes to help particular sectors of society to own their own homes, such as the Right to Buy scheme and the Armed Forces Home Ownership Scheme.

In 2013 the Help to Buy schemes (part one and two) were introduced to help first-time buyers and others and to kick start the housing and building markets overall.

Some of the schemes are more helpful than others and they can be complex, so it is important to understand how they work and whether you would qualify for help before you think about applying. this section of the website contains a series of guides which walk you through the various types of help on offer.

How To

How to use London Help to Buy

Qualifying first-time buyers and homemovers in London could be eligible for a go...

How to buy a home: the process

A step-by-step guide to the process you will go through to purchase your propert...

How to save a deposit

The average UK property price at the end of 2016 stood at £220,000 according to...

How to use shared ownership

Shared ownership schemes allow people to buy a portion of a property from a hous...

How to understand Help to Buy: Equity Loan

The Help to Buy: Equity Loan scheme was announced by the Government in March 201...

How to exercise your Right to Buy

Right to Buy allows most council tenants who have lived in their council home fo...

Guides

Guide to Help to Buy ISAs

The Government’s Help to Buy ISAs were launched in December 2015, giving wanna...

Guide to flexible mortgages

A truly flexible mortgage allows you to do the following:

Guide to fixed-rate mortgages

Fixed-rate mortgages are fairly popular in the UK. As the name suggests, they al...

Guide to discount mortgages

We all love a good discount - there is a certain satisfaction to be had from kno...

Guide to tracker mortgages

This type of product follows the Bank of England Base Rate or the lender's Stand...

Guide to variable rate mortgages

Every mortgage lender has a standard variable rate (SVR) that is loosely based o...

News

Government fails on manifesto pledge to build starter homes

No starter homes have been delivered for the cost of £196m, says National Audit...

Government to introduce new Shared Ownership model

It says thousands more people are to be given a step up onto the housing ladder

Help to Buy borrowing grows as buyers take advantage of equity loan

Help to Buy is still popular but purchases are rising at a significantly slower ...

Spring Statement 2019: What the Chancellor said about housing

Chancellor Philip Hammond announced new housing measures in his Spring Statement...

Total value of Help to Buy Equity Loans passes £10bn mark

The scheme was launched almost six years ago to open access to homeownership for...

Homebuilding rises but will Tories meet their million homes pledge by 2020?

New build starts are up 12% over the last year, but still below the 2007 peak

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