The buying process

If you are a first-time buyer and have never bought a property before you may want to know what to expect.

Click here for a 10-step guide to the buying process, from having your offer on a house accepted to moving in.

Alternatively, follow this link for a complete, downloadable guide to Buying Your First Home.

The Bank of England

Expect base rate increase at turn of the year

Markets should expect the Bank of England base rate to increase around the turn of the year, an economist had predicted.

Feeling stressed

Homeowners feel force of tougher mortgage rules

Homeowners are starting to feel the effects of tougher lending rules put in place to protect borrowers from taking on large debts which may become unaffordable in the future.


Quarter of working young people forced to live with parents

More than a quarter of working 20- to 34-year-olds still live with their parents, with many unable to afford to buy or rent a place of their own.

Mark Carney

Mortgage approvals fall to nine month low - Bank of England

Mortgage approvals for house purchases fell for the third consecutive month in April to the their lowest level since July last year, Bank of England lending figures have revealed.


House prices continue march upwards

House prices continued to march upwards in most regions of England and Wales during April, the latest figures from the Land Registry have shown.

Northern Ireland 3D map

Northern Ireland leads house purchase lending growth

Gross lending in Northern Ireland for house purchases increased by 41% to £240m in quarter one year-on-year, statistics from the Council of Mortgage Lenders has shown.

Large gold pound sign

Stamp Duty drives mammoth increase in tax revenues

An exceptional rise in stamp duty land tax receipts and rising employment delivered the government a tax take of £21bn in the last 12 months.


Land Registry transaction figures fall across England and Wales

The number of Land Registry applications for property transactions in England and Wales fell in every single region in April, according to the latest official figures.


BLOG: Why Lloyds' lending cap won't cool London house prices

Lloyds says its new mortgage lending limits will counteract rising house prices in the capital. Mortgage adviser Andrew Montlake disagrees...


Lloyds caps mortgage lending to combat raging London market

Lloyds Banking Group is to limit lending to four times income for mortgages over £500,000 in a bid to combat the capital's swiftly rising property price inflation.


Mortgage lending rises to £16.6bn in April

The prospect of the Mortgage Market Review (MMR) did little to slow down mortgage lending in April with £16.6bn completed across the month.

Mark Carney

Bank of England in no rush to raise rates

The Bank of England says an interest rate rise is still some way off, despite acknowledging the strength of the economic recovery.

Colourful web address URL bar in blue

Online mortgage applications set to double

Online mortgage applications are expected to soar as consumers choose to deal with their finances over the internet, a report suggests.

The Bank of England

'Dangerous to ignore' housing bubble risk, says Bank of England

The Bank of England has issued a warning about the dangers of a bubble emerging in the property market.

house price

Stamp duty costs hindering three-in-four homebuyers

Wannabe homebuyers trying to scramble on to the property ladder are struggling to save enough money to cover both the deposit and stamp duty costs, according to new research.

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Ask Paula

Ask Paula


If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

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Your Mortgage guides

Download your FREE guides

The buying process

A step-by-step guide to the process you will go through to purchase your property.

Guide to moving home

Before you start looking for a specific property, it makes sense to choose a defined area and check it out.

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Widely regarded as the UK's definitive consumer mortgage awards, for 22 years the Your Mortgage Awards have recognised and rewarded those lenders and providers that have offered the very best products and services to mortgage borrowers over the preceding 12 months.

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