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Equity Release
Introduction
If you are a cash-strapped homeowner over 55, an equity release scheme could be ideal for you.
Many older people have a lot of home equity – value tied up in their property – but would like more ready money. Using a lifetime mortgage or reversion scheme could give you a release of equity, as a lump sum or in regular payments, to supplement your income.
It is essential that you seek professional financial and legal advice before signing up for equity release, as it will impact on your estate.
How To
Top tips for downsizing
With more and more homeowners moving to smaller properties later in life, the Na...
How to use a lifetime mortgage
Lifetime mortgages can provide money for your retirement without the headache of...
How to use a home reversion plan
Home reversion schemes are an alternative method of releasing equity from your p...
Case study – Home reversion plans
Gail Shaw, 77, had previously looked into home reversion plans but was unsure ab...
Case study – Lifetime mortgages
Mary Harris, 77, and husband Thomas Harris, 84, are retired teachers.
How to release equity from your home
Equity release is an important financial tool for older homeowners.Guides
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Guide to borrowing past retirement age
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Guide to tracker mortgages
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Guide to equity release
More and more older people are turning to equity release mortgages to enable the...
Jargon Buster
When you take out a mortgage you will probably encounter a raft of jargon, some ...
Guide to home reversion schemes
Home reversion schemes are an alternative method of releasing equity from your p...News
Nationwide to offer later life lending to all borrowers
After the successful launch of its equity release products to existing mortgage ...
Who wants to design their own mortgage?
One lender is launching the UK's first crowd-designed mortgage, but what does th...
Should Stamp Duty be scrapped for downsizers?
Many older homeowners with large properties can't downsize because the Stamp Dut...
Price rises push older homeowner equity over £380bn
Many asset-rich, cash-poor pensioners are considering equity release to help fun...
Slowdown in equity release lending as borrowers exercise caution
Lending is still rising, but borrowers are taking out smaller lifetime mortgages
Half of homes ‘under-occupied’
Over two-thirds of over-65s have two or more unoccupied rooms in their home, but...Most Read
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In Depth
Jan 18, 2017
Guide to borrowing past retirement age
Dec 04, 2015
Lending to older borrowers must improve
Oct 08, 2012
Guide to home reversion schemes
Aug 13, 2019
Who wants to design their own mortgage?
Jul 25, 2019
Should Stamp Duty be scrapped for downsizers?
Jul 24, 2019
Price rises push older homeowner equity over £380bn
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