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About The Ratings

Data-Driven. Expert-Assessed. Independently Judged.

The Your Mortgage Awards use a two-stage judging process designed to reward genuine lender excellence:

Market-Driven Shortlisting

We work with industry data partners (including sourcing, Criteria and Affordability platforms) to identify the most active and relevant lenders in each product category. This includes:

✅ Criteria-based sourcing activity

✅ Market visibility and consistency

✅ ESIS volume

✅ Expert Judging Panel

Shortlisted lenders are scored by a panel of experienced mortgage professionals based on:

✅ Products (pricing, criteria competitiveness)

✅ Service (responsiveness, relationship management)

✅ Communication (clarity, engagement)

Application Process (speed, ease, accuracy)

✅ Every stage is independent, accountable and transparent — with no entry fees and no self-nominations.