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Metro launches 2-year fixed 1.99 per cent mortgage

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31/03/2015
Metro Bank has launched a trio of new mortgage products at competitive rates.

The mortgages include a 1.99 per cent 2-year fixed mortgage at 70 per cent loan-to-value (LTV), a 2.19 per cent 2-year tracker rate mortgage at 85 per cent LTV, and a 60 per cent LTV 5-year fixed rate at 2.49 per cent.

For residential mortgages over £1.5m, a 2-year tracker at 70 per cent LTV is priced at 2.39 per cent; for buy-to-let customers there is a 65 per cent LTV 2-year fixed rate at 2.89 per cent, a 75 per cent LTV 2-year tracker at 2.89 per cent and a 65 per cent LTV 5-year fixed rate at 3.59 per cent.

For buy-to-let mortgages over £1m, the 2-year tracker rate at 75 per cent LTV is 2.89 per cent.

“Metro Bank is committed to offering the best in service and convenience to its customers. The bank underwrites mortgage applications on an individual basis to ensure that customers’ personal circumstances are taken into account,” said a spokesperson for the bank. “New customers benefit from one single point of contact throughout the application process, and brokers can submit applications through the Metro Bank online mortgage portal. Metro Bank does not sell bank assurance or insurance, allowing it to focus entirely on servicing the customer.”

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