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London rental yields lag behind rest of UK

The London buy-to-let market is providing landlords with the lowest rental yield out of all the regions in the UK, research from BM Solutions has revealed.

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Compare mortgage deals

1Fixed

Paying a fixed rate of interest on your mortgage for anything from one to 25 years provides invaluable peace of mind.

2Interest-only

Interest-only mortgages allow you to just repay the interest and no capital, but these deals are now hard to get.

3Variable

With a standard variable rate mortgage, the rate you pay can go up and down at the lender's discretion, subject to terms and conditions.

4Tracker

Tracker mortgages track the Base Rate set by the Bank of England at a pre-determined margin for the period of the deal agreed.

5Flexible

A flexible mortgage allows you to overpay, underpay and take payment holidays and there are no Early Repayment Charges.

6Discount

With a discounted mortgage you receive a discount off the lender's standard variable rate for an agreed period of time.

7Fees

The fees borrowers typically have to pay when taking out and paying off a mortgage have tripled in the last decade.

 

8Offset

This type of deal allows you to offset your current and savings accounts against your mortgage and pay interest on a lower balance.

Help to Buy

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Help to Buy hub

Tips, comment and advice on the Help to Buy scheme, in association with Barratt Homes.

In depth

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Great British Bake Off winner: "How I bought my first house"

John Whaite, 24, winner of the Great British Bake Off 2012, shares his homebuying experience with yourmortgage.co.uk.

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Help to Buy: disaster or lifesaver?

Adam Williams examines the government’s housing schemes

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Financing a self-build

The government wants to boost the self-build sector. But how does the process of building and funding your own home work?

Ask Paula

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Ask Paula

If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

Most read

City workers still splurging on property

Kate O'Raghallaigh Despite a shaky few months in the property market, city bonuses will still be spent on property in the New Year, according to experts at The Homebuyer Show.

Case studies

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Case study: Lifetime tracker (First-time buyers)comment

Sarah Oakley, a 42-year-old exams officer, and her husband Paul recently took out a lifetime tracker mortgage with Woolwich.

anonymous-sil
Case study:Discount (Remortgage)comment

Graham Baker and his wife Lucia took out a two-year discounted tracker after visiting fee-free broker London & Country to get expert advice.

anonymous-sil
Case study: Offset (Remortgage)comment

John and Elizabeth Hickey, both 40, live in South East London.

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