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VouchedFor hits review milestone

Having launched in 2011, the number of customer reviews of mortgage advisers and IFAs on VouchedFor.co.uk has reached 15,000, across just over 3,000 advisers.

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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Compare mortgage deals

1Fixed

Paying a fixed rate of interest on your mortgage for anything from one to 25 years provides invaluable peace of mind.

2Interest-only

Interest-only mortgages allow you to just repay the interest and no capital, but these deals are now hard to get.

3Variable

With a standard variable rate mortgage, the rate you pay can go up and down at the lender's discretion, subject to terms and conditions.

4Tracker

Tracker mortgages track the Base Rate set by the Bank of England at a pre-determined margin for the period of the deal agreed.

5Flexible

A flexible mortgage allows you to overpay, underpay and take payment holidays and there are no Early Repayment Charges.

6Discount

With a discounted mortgage you receive a discount off the lender's standard variable rate for an agreed period of time.

7Fees

The fees borrowers typically have to pay when taking out and paying off a mortgage have tripled in the last decade.

 

8Offset

This type of deal allows you to offset your current and savings accounts against your mortgage and pay interest on a lower balance.

Help to Buy

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Help to Buy hub

Tips, comment and advice on the Help to Buy scheme, in association with Barratt Homes.

In depth

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Borrowing into retirement

Simon Tyler looks at the difficulties faced by 40-something mortgage borrowers.

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Home help for first-time buyers

There are plenty of mortgages designed to help first-time buyers if you know where to look.

Long-term incentive

Interesting times

A look at the options available to borrowers on interest-only mortgages.

Ask Paula

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Ask Paula

If you have a question about mortgages or homebuying, why not ask Editor in Chief Paula John?

Paula is CeMap qualified.

Case studies

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Case study: Lifetime tracker (First-time buyers)comment

Sarah Oakley, a 42-year-old exams officer, and her husband Paul recently took out a lifetime tracker mortgage with Woolwich.

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Case study:Discount (Remortgage)comment

Graham Baker and his wife Lucia took out a two-year discounted tracker after visiting fee-free broker London & Country to get expert advice.

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Case study: Offset (Remortgage)comment

John and Elizabeth Hickey, both 40, live in South East London.

Calculators

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Your Mortgage Awards

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Awards

Widely regarded as the UK's definitive consumer mortgage awards, for 22 years the Your Mortgage Awards have recognised and rewarded those lenders and providers that have offered the very best products and services to mortgage borrowers over the preceding 12 months.

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