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Insurance

Introduction

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Insurance is a necessary evil. Some mortgage-related insurance cover is mandatory, such as buildings insurance. Some is optional, but recommended, such as contents insurance.

Some life insurance and income replacement cover is simple, and other types of insurance more complex.

When thinking about your own insurance, it is essential that you are not over- or underinsured, or paying too much for your policy.

Always compare the market and shop around on a regular basis for the best deals.

How To

Insure4you: Help finding the right insurance for homebuyers

Buying your own home can be an exhausting and expensive process, but luckily we ...

How to protect your income

You can protect against losing your income through disability, no matter how it ...

How to get the right home insurance

No lender will agree to give you a mortgage without buildings insurance - and co...

How to insure your mortgage payments

Mortgage Payment Protection Insurance (MPPI) covers your mortgage payments in th...

How to keep your home safe

Make sure you’re ticking all the boxes As winter sets in, check your policy wo...

Guides

Guide to Rent Guarantee Insurance

Rent Guarantee Insurance (RGI) can protect buy-to-let landlords against the risk...

Guide to using an adviser for insurance

Some insurance policies are easy to buy online or via the phone. But for more co...

Guide to renovation insurance

What is renovation insurance, who needs it and where do you get it?

Jargon Buster

A ability to pay A way of working out how creditworthy a borrower is, by esti...

Guide to mortgage insurance

Many people end up paying too much for insurance or getting the wrong type of co...

Guide to income protection

You can protect against losing your income through disability, no matter how it ...

News

Good weather sees insurance premiums fall

Good weather over the winter has seen the average home insurance premium fall du...

Homeowners warned over insurance expenses

Homeowners are being urged to check their insurance policies to make sure they a...

Secure garden and protect your home, owners warned

Homeowners are being urged to secure their garden to avoid any theft, as they ma...

Mortgages remain top target for fraud

Mortgages are the financial product most at risk of fraud, a study by Experian h...

Brits would lose house if they lost job

As many as three-in-ten people would be unable to pay their mortgage if they los...

Property fraud service hits 19,000 sign-ups

An alert service set up by the Land Registry to prevent property fraud has been ...

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Five insurance tips for buy-to-let landlords

New landlords need to expect the unexpected when arranging insurance for their property. Follow our expert tips on what to look out for.

Critical Illness Insurance

Critical Illness Insurance (CII) pays out on the diagnosis of certain specified critical illnesses. Most policies will pay out following heart disease, a stroke, renal failure, cancer, paralysis, or a major organ transplant and coronary artery bypass surgery.

Guide to life insurance

When you take out a mortgage, it makes sense to take out life insurance that would pay off your home loan in the event of your death.

More from Your Mortgage

London property market takes a downturn

Demand for properties in London has fallen by 28% since February as people move further away from the capital to find homes which will fit their budget, research has shown.

Interest rates set to stay at 0.5% till November

Interest rates will not rise before the summer, and probably not until November, according to economists.

Help to Buy equity loan borrowers pay a quarter less for homes

First-time buyers using the Help to Buy equity loan scheme are paying a quarter less for their new build home, as the average purchase price under the scheme fell for the third month in a row.

Is your mortgage fully protected with critical illness?

For a free quote or to speak with an insurance expert call 0800 1218744

Your Mortgage Guides

Guide to Help to Buy

Download our free, handy guide to Help to Buy, produced in association with Aldermore Mortgages.

Read More >

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