Its analysis of Government data shows 27.8 per cent of UK workers – the equivalent of 8.62 million employees – receive bonuses on top of their salary.

Surprisingly, the bonus capital of the UK is not London, but Derby where 46.9 per cent of employees receive bonuses. Inner London ranked just sixth behind Bracknell Forest, Milton Keynes, Windsor & Maidenhead, and Cheshire East.

Employees in Torbay and Middlesbrough are the least likely to receive bonuses. Just 14.1 per cent in Torbay do compared with 15.6 per cent in Middlesbrough.

Men are more likely to receive bonuses than women. The analysis shows 34.7 per cent of male workers receive bonuses compared with just 21.1 per cent of women.

Steve Griffiths, head of sales at Kensington, said: “Bonuses are an important part of total pay for more than 8 million people. This is not about multi-million bonuses but hard working people who rely on additional bonus payments as part of their total income.

“And, with the average house price now more than £200,000, it is hugely important for many people to find a lender that is able to consider all of their earned income, including bonus payments, when calculating how much they can afford to borrow.”